Closed Fixed Rate Mortgages
Today there are many different fixed rate products available to Canadians. Terms are available from 1 – 10 years. The most common is the 5 year term, but depending on your home ownership goals and the current economic forecast, it may not be the right choice for you.

There are many different options for all situations. It is very important to have a Mortgage Plan to take advantage of unique strategies to fulfill your dream of being mortgage free, sooner, and for far less than you would expect. Call me today to discuss various possibilities, or simply complete our Online Application Form to Apply Online Now.

Variable Rate Mortgages
This is the time of extremely low rates when you have a VRM. There are many lenders with several desirable products. There is a certain type of consumer that best suits a VRM, and others that don’t.

A new young family with a fixed income may not have the flexibility to handle the flutuations of VRM’s. They are best suited for people with a certain amount of equity in their home OR strong investment portfolio’s and growing net worth. To best take advantage of a VRM, one must be able to survive the difficulties of the ups & downs of Prime and Bankers Acceptance rates.

Commercial Mortgages
Financing of commercial mortgages is also available i.e.: multi-residential, store front with apartment, churches, gas station etc.Call for me for details.

Private Mortgages
For every buyer, there is an appropriate lender. Banks and trust companies are not the only sources of funding for a mortgage.

2nd mortgages are also available up to 85% for purchases ad refinances with interest rates and fees to be determined on a one to one basis.
Call me today to find if a private mortgage is the right match for you.

Alternative Products for non-conventional borrowers
As a Mortgage Edge Mortgage Consultant. I have access to a line of products that are for the following people:

• No Income Qualifying Products – for people who cannot verify their income through traditional methods. eg: self-employed, commission, etc.

• Slow / Bruised Credit – some slow or late payments showing on their credit bureau over the last few years, and cannot qualify through conventional banks.

• No Down Payment - People with stable incomes and good credit, but have not managed to save for a down payment.

• Bankruptcy - you can purchase your property today, even if you are one day out of discharge. Give me a call , find out how I can make your dream home your reality!

As your mortgage consultant, I strive to make your borrowing experience as fast and easy as possible. If you have any questions, email me and I will get you answers as soon as possible. When you're ready to apply for your mortgage, just click Apply Online Now! to start the no obligation, online application process.

....................................................................................................................
*ON APPROVED CREDIT ONLY, (OAC).
FEES MAY APPLY IN SOME CIRCUMSTANCES ON UNQUALIFIED TRANSACTIONS.